Consumer knowledge is key to the proper use of credit. The article below discusses some of the best ways to use credit cards and avoid pitfalls. Many people have cards that do not even understand the proper way to use them and this leads to bad debt. Understand the APR you are being offered. This is very important: prior to singing up with a credit card company, be sure you know what rate you’re paying. You can end up paying a lot more if you don’t make yourself aware of it. If the rate is higher, you may find that you can’t pay the card off every month. If you…

You don’t want to ignore dental hygiene. Your oral hygiene and your smile go hand in hand. As child, you probably thought it was fine to go a couple of days without brushing your teeth. As an adult, make sure you follow some solid advice on dental care from the article below. Don’t eat a lot of acidic or sugary foods. Sugary and acidic food can damage your teeth. If you do consume foods like these, eat them with your meal and a lot of water. You should brush your teeth as soon as you are done eating to minimize the potential damage. Find a good, quality toothbrush and then…